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Apple is tougher on predatory loan providers compared to the United States federal federal federal government

If you would like make somebody an individual loan via an application on the iPhone, you will find rules—notably, a restriction of 36% in the yearly interest. If you wish to result in the same loan to some body in the street, you can easily provide them yearly interest levels over 400%. The essential difference between the guidelines adopted by Apple’s software shop and people enforced on brick-and-mortar payday lenders by US regulators underscores exactly how unequal usage of credit [...]